Over a decade, I am keep paying big premium amount to auto, home and medical insurance 😓. But I am not sure what I am getting back out of it 😕. If you are NOT in trouble, you are fine and every insurance companies will promise you to protect 😀. But as soon as you do a small mistake, you are gone...😩 immediately you need to pay the big amount for that mistake and cost will not stop there the big pain will starts when insurance company increase your premium amount for next 5 years and reason is you have tickets or claim in past😬.
Yes, I got ticket or claim in past that why I took the insurance thought insurance will takes care of all these. If not, then what is the point of paying good amount per months. If I would have kept that amount in my bank account, I can easily pay my ticket or claim expenses etc. What the benefits these companies are giving me😕.
Previously I thought my insurance company will safe me from any unfortunate situation, but it is not true at all😒. let's say you got one speeding ticket or accident them boom💢 all insurance company will treat you like a criminal, and they will ignore all like how long I am with them and paid huge amount without any claim. Human can do a mistake, no one want to do intentionally.
